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Visa Inc Patents
What Visa Inc has filed at the patent office — applications as well as grants, because a filing is on the record eighteen months before anyone has to say what it was for.
V on carbonthat →Filings on file
63
Granted
2
Still pending
61
Filed under
2 names
63 filings
Newest filing first. A pending application has no patent number yet, and most never get one.
| Invention | Patent |
|---|---|
| MODULAR SECURITY EVALUATION OF SOFTWARE ON DEVICESG06F 21/577, H04W 12/47, G06F 11/3668, G06F 11/3692, G06F 21/552, G06F2221/033, H04L 63/0435, H04L 63/083, H04L 63/1433, H04L 63/20Filed as Visa International Service Association2026-06-16Yuexi Chen | pending |
| PROBABILISTIC BITMAPS FOR EFFICIENT DATA COMPARISONG06F 16/2365, G06F 18/2415, G06F 16/2237, G06F 16/215, G06F 16/2255Filed as Visa International Service Association2026-06-03Venkata Naresh Bathula | pending |
| PRIVACY-PRESERVING IDENTITY DATA EXCHANGEG06F 21/6245, H04L 9/14, G06F 21/602, H04L 9/0825, H04L 9/0894, H04L2209/56, H04L2209/76Filed as Visa International Service Association2026-05-18Sunpreet Singh Arora | pending |
| Method, System, and Computer Program Product for Improving Machine Learning ModelsG06N 20/20, G06Q 40/03, G06N 3/09, G06N 3/048, G06N 3/045, G06N 3/0464, G06N 5/01, G06N 3/088, G06Q 30/06, G06Q 40/02Filed as Visa International Service Association2026-05-18Mert Kosan | pending |
| Method, System, and Computer Program Product for Use of Reinforcement Learning to Increase Machine Learning Model Label AccuracyG06N 3/092, G06N 20/20, G06N 3/09, G06N 3/042, G06N 3/0895, G06N 3/045, G06N 3/006, G06N 3/02, G06N 3/08, G06Q 20/4016Filed as Visa International Service Association2026-05-15Pei Yang | pending |
| SYSTEM AND METHOD FOR EFFICIENTLY MANAGING CALLOUTSG06Q 20/3827, G06Q 20/3829, G06Q 20/027, G06Q 20/385, G06Q 20/389, G06Q 20/401, G06Q2220/00, H04L 9/3239Filed as Visa International Service Association2026-05-07Rajib Maitra | pending |
| Systems, Methods, and Computer Program Products for Determining Uncertainty from a Deep Learning Classification ModelG06N 3/042, G06N 3/04, G06N 3/08, G06N 3/09, G06N 3/0895, G06N 3/094, G06F 18/2415, G06N 3/045, G06N 3/0475Filed as Visa International Service Association2026-05-06Peng Wu | pending |
| System, Method, and Computer Program Product for Feature Similarity-Based Monitoring and Validation of ModelsG06N 20/20, G06Q 20/4016, G06F 18/22, G06F 18/2163, G06N 5/045, G06Q 20/389, G06Q 20/40Filed as Visa International Service Association2026-05-06Xi Kan | pending |
| Systems, Methods, and Computer Program Products for Automatically Selecting a Card for Contactless PaymentG06Q 20/352, G06Q 20/227, G06Q 20/341, G06Q 20/3555, G06Q 20/3563, G06Q 20/357, G07F 7/0833Filed as Visa International Service Association2026-05-05Deepak Irukula | pending |
| THRESHOLD SEARCHABLE SYMMETRIC ENCRYPTIONH04L 9/085, H04L 9/0825, H04L 9/3231, H04L 9/3247, H04L 9/3271Filed as Visa International Service Association2026-05-05Saikrishna Badrinarayanan | pending |
| Method, System, and Computer Program Product for Managing Model UpdatesG06Q 20/326, G06N 3/08, G06Q 20/321, G06N 3/0442, G06F 8/65, G06N 3/063, G06Q 20/027, G06Q 20/204, G06Q 20/3278, G06Q 20/401Filed as Visa International Service Association2026-04-30Yu Gu | pending |
| OFFLINE INTERACTION SYSTEM AND METHOD USING CRYPTOGRAPHYH04L 9/3255, H04L 9/3265, H04L 9/50, G06Q 20/02, G06Q 20/10, G06Q 20/322, G06Q 20/3227, G06Q 20/36, G06Q 20/382, G06Q 20/38215, G06Q 20/3829, H04L 9/3239, H04L 9/3247, H04L 63/0823, H04L2209/56Filed as Visa International Service Association2026-04-27Mahdi Zamani | pending |
| FAILURE PREDICTION AND SELF-HEALING CAPABILITIES IN HYPERSCALE PLATFORMSG06F 11/203, G06F 11/0793, G06F 11/3409, G06F2201/805, G06F2201/81, G06N 5/04Filed as Visa International Service Association2026-04-03Xinrong Huang | pending |
| System, Method, and Computer Program Product for Machine Learning Model Visualization and Optimized DeploymentG06F 8/60, G06F 3/04842, G06F 8/35, G06F 11/362Filed as Visa International Service Association2026-03-26Junpeng Wang | pending |
| AI AGENT TRANSACTION PROTOCOLFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-03-19SANGEETHA BHARATH | pending |
| SECURE READER WITH SELECTIVE DATA ELEMENT ENCRYPTIONFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-03-18YUEXI CHEN | pending |
| CROSS-BORDER FUNDS TRANSFER TO DOMESTIC ACCOUNT VIA GLOBAL DIGITAL WALLETFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-03-17RAMJI SETHURAMAN | pending |
| SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR IDENTITY CONTROL IN A BLOCKCHAIN NETWORKFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-03-11MICHAEL AUGUSTO CUENCA | pending |
| SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR OPTIMIZING MACHINE LEARNING MODELS USING GRAPH-BASED EMBEDDINGSFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-03-09JUNCHENG DING | pending |
| System, Method, and Computer Program Product for Early Detection of a Merchant Data Breach Through Machine-Learning AnalysisG06Q 20/4016, G06Q 40/12, G06N 20/00, G06F 21/554, G06F2221/034, G06N 5/02, G06Q 20/322, G06Q 20/407, G06Q 30/0185, G06Q 30/02Filed as Visa International Service Association2026-03-04Shubham Agrawal | pending |
| Method, System, and Computer Program Product for Processing a Settlement RequestG06Q 20/28, G06Q 20/401, G06Q 20/10, G06Q 20/42Filed as Visa International Service Association2026-03-04Luis Michelangeli | pending |
| System, Method, and Computer Program Product for Authenticating a Transaction Based on Behavioral Biometric DataG06Q 20/3278, G06Q 20/3821, G06N 20/00, G06F 21/32, G06Q 20/20, G06Q 20/401, G06Q 20/40145, G06Q 20/4016, G06Q 20/425Filed as Visa International Service Association2026-03-04Chandra S. Balasubramanian | pending |
| FLEXIBLE TOKEN EXCHANGE BEFORE INITIATION OF AN INTERACTIONFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-02-27AJITHA MOLAKALAPALLI | pending |
| System, Method, and Computer Program Product for Privacy-Preserving Synthetic Data GenerationG06F 21/6245, G06N 20/20, G06N 20/00, G06N 20/10, G06N 7/01, G06N 3/094, G06N 3/045, G06N 5/01, G06N 3/0475Filed as Visa International Service Association2026-02-24Martin David Izenson | pending |
| METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR EXECUTING MULTI-PARTY COMPUTATIONFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-02-18STANISLAV, KAREL PECENY | pending |
| FINGERPRINTING TECHNIQUE FOR DETERMINING RISK OF TRANSACTION EXECUTED ON OWN DEVICEFiled as Visa International Service Association2026-02-18Yuexi CHEN | pending |
| ON DEMAND TOKENIZATION PROCESSINGG06Q 20/385, H04L 63/083, G06Q 20/3265, G06Q 20/326, G06Q 20/3223, G06Q 20/405Filed as Visa International Service Association2026-02-18Yuexi Chen | pending |
| System, Method, and Computer Program Product for Generating an Inference Using a Machine Learning Model FrameworkG06F 9/5038, G06N 5/043, G06N 20/00, G06F 9/5005Filed as Visa International Service Association2026-02-13Oyindamola Obisesan | pending |
| SECURE BIOMETRICS TRANSACTIONSFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-02-12VICTORIA TAN YUE TIN | pending |
| Method, System, and Computer Program Product for Universal Depth Graph Neural NetworksG06F 16/9024, G06N 3/042, G06N 3/0895, G06N 3/0464, G06F 17/16, G06N 3/08, G06Q 20/4016Filed as Visa International Service Association2026-02-03Yuchen Yan | pending |
| UNIVERSAL PAYMENT CHANNELG06Q 20/065, G06Q 20/10, G06Q 20/381, G06Q 20/38215, G06Q 20/3827, G06Q 20/389, G06Q 20/4014Filed as Visa International Service Association2026-02-03Mohammad Mohsen Minaei Bidgoli | 12755261 |
| METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR DOMAIN ADAPTATION IN MULTIVARIATE TIME SERIES CLASSIFICATIONFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-30YUZHONG CHEN | pending |
| METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR IMPLEMENTING LANGUAGE MODELSFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-30YUZHONG CHEN | pending |
| MEMORY-EFFICIENT TRANSFORMER MODEL FOR STRUCTURED DATAFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-26MINGZHI HU | pending |
| ULTRA-COMPACT MODEL FOR LARGE-SCALE SPATIO-TEMPORAL DATAFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-22MICHAEL YEH | pending |
| DEVICE RECOGNITION USING RECOGNITION IDENTIFIERH04L 67/146, G06F 16/9574, G06Q 20/02, G06Q 20/12, G06Q 30/0601, G06Q 30/0641Filed as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-21Manoj Kannembath | 12756763 |
| UNIVERSAL IDENTIFIER PROCESSING USING SPLIT AUTHENTICATION AND AUTHORIZATIONG06Q 20/4016, G06Q 20/3821Filed as Visa International Service Association2026-01-20Kriti Ranjan Das | pending |
| Method, System, and Computer Program Product for Recurrent Neural Networks for Asynchronous SequencesG06F 18/2148, G06N 3/044, G06F 18/2163, G06F 18/25, G06F 18/24133, G06N 3/045, G06N 3/0442, G06N 3/02, G06Q 20/4016, G06Q 30/0631Filed as Visa International Service Association2026-01-16Javid Ebrahimi | pending |
| TESTING FRAMEWORK WITH DYNAMIC APPLICABILITY MANAGEMENTG06F 11/3684, G06F 11/3688, G06F 11/3698, G06F 11/3676Filed as Visa International Service Association2026-01-12Yuexi Chen | pending |
| TECHNIQUES FOR PROVIDING SECURE FEDERATED MACHINE-LEARNINGG06N 20/00, H04L 9/0825, H04L 9/50, G06F 21/57, G06F 21/606, G06F 21/6245, H04L 9/0894, H04L 9/3239, H04L 9/3247Filed as Visa International Service Association2026-01-12Minghua Xu | pending |
| FOUNDATION MODEL DOMAIN AND TASK-SPECIFIC FINE-TUNINGFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-12JUNCHENG DING | pending |
| MITIGATING DEEP LEARNING MODEL BIAS VIA CONTRASTIVE LEARNINGFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-08JUNCHENG DING | pending |
| Method, System, and Computer Program Product for Classifying Network Activity Based on Classification-Specific Data PatternsFiled as Visa International Service Association2026-01-06Hao Xu | pending |
| INPUT ORCHESTRATION FOR TRANSFORMER-BASED AUTHENTICATION MODELFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-06YINGTONG DOU | pending |
| EFFICIENT FHE-BASED PRIVATE MACHINE LEARNINGFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-05RAN RAN | pending |
| AUTOMATED MODEL SELECTION FOR TIME-SERIES OUTLIER DETECTION VIA META-LEARNINGFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2026-01-02Hanqing Chao | pending |
| EFFICIENT VERIFICATION OF DIFFERENTIALLY-PRIVATE DIGITAL DATAG06F 16/244, G06F 16/2462, G06F 16/248, G06F 21/602, G06F 21/6227Filed as Visa International Service Association2025-12-24Srinivasan Raghuraman | pending |
| System, Method, and Computer Program Product for Bot Deterrence Using CryptographyG06F 21/602Filed as Visa International Service Association2025-12-24Adam Grant Ratica | pending |
| System, Method, and Computer Program Product for Generating Counterfactual InstancesFiled as Visa International Service Association2025-12-24Kwei-Herng Lai | pending |
| System, Method, and Computer Program Product for Incremental LearningG06N 20/00Filed as Visa International Service Association2025-12-23Runxin He | pending |
| MULTIFUNCTIONAL USER DEVICEG06Q 20/401, H04L 9/3239, G06Q 20/3265, H04L 9/50, G06Q 20/227, G06Q 20/353, G06Q 20/3552, G06Q 20/3676, G06Q 20/3825, G06Q2220/00, H04L 9/3213Filed as Visa International Service Association2025-12-23Matthew Dill | pending |
| PROCESSING USING MACHINE READABLE CODES AND SECURE REMOTE INTERACTIONSG06Q 20/3274, H04L 9/3213, G06Q 20/322, G06Q 20/3226, G06Q 20/3276, G06Q 20/385, G06Q 20/40, G06Q 20/401, G09C 5/00, H04L 9/3226, H04L 9/3234, H04L2209/56Filed as Visa International Service Association2025-12-19Barbara Patterson | pending |
| BLOCKCHAIN INTERACTION METHOD USING TOKEN OR CREDENTIALG06Q 20/389, G06Q 20/401Filed as Visa International Service Association2025-12-18Alex Sookikian | pending |
| OFF-CHAIN INTERACTION FOR ON-CHAIN PROCESSINGH04L 63/0457Filed as Visa International Service Association2025-12-18Mert Ozbay | pending |
| IMPUTING SPARSE SEQUENCE DATA FOR RECURRENT NEURAL NETWORK MODELSG06N 3/044, G06N 3/045, G06N 3/08Filed as Visa International Service Association2025-12-17Pei Yang | pending |
| SYSTEM AND METHOD FOR REMOTE TRANSACTION PROCESSINGG06Q 20/325, G06Q 20/3821, G06Q 20/401Filed as Visa International Service Association2025-12-16Gregory Miller | pending |
| SUBSEQUENCE CLASSIFICATION FOR TIME SERIES DATAG06N 3/08, G06F 18/24147Filed as Visa International Service Association2025-12-12Michael Yeh | pending |
| Method, System, and Computer Program Product for Operating a Large Scale Graph Transformer Machine Learning Model Network ArchitectureG06N 3/045, G06F 16/9024Filed as Visa International Service Association2025-12-12Huiyuan Chen | pending |
| MALICIOUS CODE INJECTION DETECTORG06F 21/577, G06F2221/033Filed as Visa International Service Association2025-12-11Junjun YU | pending |
| Method, System, and Computer Program Product for Unsupervised Feature Engineering in Machine Learning ModelsG06F 18/2113, G06N 20/20, G06F 18/213Filed as Visa International Service Association2025-12-11Linyun He | pending |
| TOKEN DATA DELIVERY TO EDGE COMPUTERFiled as Visa International Service Association2025-12-10Yuexi Chen | pending |
| EXTEND PROVISIONING AND DEVICE BINDING CONSENT FOR DEVICE TOKENS WITH PASSKEYFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2025-12-10SRAMANA CHAKRABORTI | pending |
| INTERACTION PROCESSING USING VERIFIABLE DIGITAL CREDENTIALSFiled as VISA INTERNATIONAL SERVICE ASSOCIATION2025-12-08ELEN MARIE AUSTENAA | pending |
Filings are matched to the company by applicant name, so a subsidiary filing under its own name is only here if that name resolves to this company. The applicant is printed as filed, which makes a wrong match visible. A patent is not a product: most applications are never granted, and most grants are never built.
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