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Mastercard Inc Patents
What Mastercard Inc has filed at the patent office — applications as well as grants, because a filing is on the record eighteen months before anyone has to say what it was for.
MA on carbonthat →Filings on file
54
Granted
0
Still pending
54
Filed under
3 names
54 filings
Newest filing first. A pending application has no patent number yet, and most never get one.
| Invention | Patent |
|---|---|
| SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERSG06Q 20/4016, H04L 63/0853, H04W 12/67, G06Q 20/12, G06Q 20/3226, G06Q 20/388, G06Q 20/40, G06Q 20/401, G06Q 20/405, H04L 63/08, H04L 63/083, H04L 63/101, H04L 63/108, H04L 63/1425, H04L2463/082Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-06-08Julia Sharon Gosset | pending |
| METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCEG06Q 20/4016, G06N 20/00, G06Q 40/00Filed as Mastercard International Incorporated2026-05-28Fariborz Nadi | pending |
| METHOD AND SYSTEM TO REPRESENT SCALAR DIGITAL ASSETS USING HASH CHAINSG06Q 20/0658, G06Q 20/3827, G06Q 20/401, H04L 9/50, G06Q 20/02, G06Q 20/29, G06Q2220/00Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-05-15Mr. Steven C. DAVIS | pending |
| Secure Data TransferH04L 9/3213, H04L 63/1466, G06Q 20/38215, H04L 9/3228, H04L 9/3234, H04L2209/56Filed as Mastercard International Incorporated2026-04-17Manu Dharmaiah Kallugudde | pending |
| Devices, Methods and Computer Readable Mediums for Providing Access ControlG06Q 20/401, G07C 9/00571, G07C 9/27, G07C 9/25, G07C 9/10, G06Q 20/3278, G06Q 20/38215, G06Q 20/4014, G06Q 20/405, G06Q 20/40975, G07B 15/00, G07C 9/00182, G07C 9/00309, G07C 9/00563, G07C 9/00904, G07C2009/00769, G07F 17/0014Filed as Mastercard International Incorporated2026-04-13Simon Phillips | pending |
| Evolutionary Optimization of Data Transformation ModelsG06Q 20/4016, G06Q 40/02Filed as Mastercard International Incorporated2026-03-25Siddharth Vimal | pending |
| ARTIFICIAL-INTELLIGENCE-ENABLED AUTHENTICATION BASED ON USER METADATAG06F 21/32, G06N 5/022, G06N 20/00, G06F 21/45, G06F2221/2131Filed as MASTERCARD TECHNOLOGIES CANADA ULC2026-03-09Kyle Williams | pending |
| SYSTEMS AND METHODS FOR USE IN DATA COMPLIANCEFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-03-05NICOLAS SCHMIDT | pending |
| SYSTEMS AND METHODS FOR USE IN AUTOMATED INFERENCE DETERMINATION, IN CONNECTION WITH HOST IDENTIFICATIONG06Q 20/10, G06F 16/2455Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-03-04Christian PANTON | pending |
| SYSTEMS AND METHODS FOR USE IN AUTOMATED INFERENCE DETERMINATION, IN CONNECTION WITH HOST IDENTIFICATIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-03-04CHRISTIAN PANTON | pending |
| METHOD AND SYSTEM FOR PAYMENT NETWORK THREAT DETECTIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-02-25DORIANO RORY LIBERTO | pending |
| ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR PREDICTING CREDITWORTHINESS OF MERCHANTSG06Q 40/033, G06Q 40/03, G06Q 30/018Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-02-17Ayush AGARWAL | pending |
| Method and System of Creating Transaction TraceabilityG06Q 20/04, G06Q 20/10, G06Q 20/02, G06Q 20/20, G06Q 20/389, G06Q2220/00Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-02-11Mr. Peter Opiyo ODEGI | pending |
| METHOD AND SYSTEM OF CREATING TRANSACTION TRACEABILITYFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-02-11PETER OPIYO ODEGI | pending |
| IOT DEVICESG06Q 20/308, G06Q 20/3674, G06Q 20/401, G06Q 20/405, G06Q 20/4093Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-02-06Gary RICHARDSON | pending |
| SYSTEMS AND METHODS FOR USE IN BIOMETRIC-ENABLED NETWORK INTERACTIONSG06Q 20/027, G06Q 20/40145, G06Q 20/3265, G06Q 20/20, G06Q 20/204, G06Q 20/206, G06Q 20/227, G06Q 20/3821, G06Q 20/405, G06Q 20/40975Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-01-28Qing CAO | pending |
| AGENTIC MICROTRANSACTIONS THROUGH VERIFIABLE PAYMENT DELEGATIONG06Q 20/12, G06Q 20/40, G06Q 20/02, G06Q 20/023, G06Q 20/027, G06Q 20/29, G06Q 20/3821, G06Q 20/3823, G06Q 20/3825, G06Q 20/3827, G06Q 20/3829, G06Q 20/401, G06Q 20/4014, G06Q 20/405, G06Q2220/00Filed as Mastercard International Incorporated2026-01-27Soumyajit Mitra | pending |
| SECURITY INTERCEPTOR FOR GENERATIVE ARTIFICIAL INTELLIGENCE PLATFORMSG06N 20/00, H04L 63/083, G06N 3/0475, G06N 3/10, H04L 9/3263, H04L 63/0823Filed as Mastercard International Incorporated2026-01-23Krishna Mayuram | pending |
| RECONCILING DATA USING STRUCTURED AND UNSTRUCTURED DATA SOURCES WITH LANGUAGE MODELS AND AGENTIC AI SYSTEMSFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-22GAURI GOKUL MALWE | pending |
| REAL-TIME CLEARING UPDATESFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-22SHRIKANT SALKE | pending |
| SYSTEMS AND METHODS FOR TRAINING MACHINE LEARNING MODELS USING FORWARD VELOCITIESFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-21ARUN KANTHALI | pending |
| COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR COMPUTATIONALLY EFFICIENT, HIGH DIMENSIONALITY DIGITAL INTERACTION OPTIMIZATIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-15JUSTIN HARNISH | pending |
| SYSTEM AND METHOD TO IMPROVE STAND-IN TRANSACTIONS APPROVAL THROUGH BLOCKCHAIN INTEROPERABILITY AND SMART CONTRACTSFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-15RAVI KANWAR | pending |
| SYSTEMS AND METHODS FOR PROVIDING DIGITAL IDENTITY RECORDS TO VERIFY IDENTITIES OF USERSG06F 21/35, H04L 63/0823, G06F 21/33, G06F 21/64, G06Q 10/10, G06Q 20/02, G06Q 20/38215, G06Q 20/4014, G06Q 40/02, G06Q 50/265, G06Q2220/00, H04L 9/3247, H04L 63/06Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-01-14Ashfaq KAMAL | pending |
| METHOD AND SYSTEMS FOR BLOCKING MULTI-RAIL CONTACTLESS FRAUDG06Q 20/3821, G06Q 20/4014, G06Q 20/20, G06Q 20/202, G06Q 20/204, G06Q 20/322, G06Q 20/34, G06Q 20/38215, G06Q 20/3827, G06Q 20/401, G06Q 20/409Filed as Mastercard International Incorporated2026-01-08Sachin Kumar Singh | pending |
| TOKENISATION FOR COMPUTER DEVICESFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-08CRISTIAN RADU | pending |
| TRANSACTION PROOF FOR DIGITAL TRANSACTIONSFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-08CRISTIAN RADU | pending |
| TRANSACTION AUTHORIZATION AND SECURITYFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-08CRISTIAN RADU | pending |
| TOKENISATION SECURITY AND PRIVACYFiled as MASTERCARD INTERNATIONAL INCORPORATED2026-01-08CRISTIAN RADU | pending |
| OBFUSCATED STORAGE AND TRANSMISSION OF PERSONAL IDENTIFIABLE INFORMATIONG06F 21/6254Filed as Mastercard International Incorporated2026-01-06Andre Ming Bordokan | pending |
| PERSONALLY IDENTIFIABLE INFORMATION SECURE PERSON-TO-PERSON PAYMENT TECHNOLOGYG06F 21/606, G06Q 20/382, G06F 21/6254, G06Q 20/223, G06Q 20/3276Filed as Mastercard International Incorporated2026-01-05Nilesh Tulsidas Upadhye | pending |
| METHOD AND SYSTEM FOR SECURELY REPORTING AND STORING COMPUTER SECURITY PROFILESH04L 9/0852, H04L 9/50, H04L 9/3239Filed as Mastercard International Incorporated2026-01-05Mr. Mohit KHANNA | pending |
| CENTRALIZED ACCOUNT MANAGEMENT AND MESSAGING ROUTING SYSTEMG06Q 20/28, G06Q 30/0215, G06Q 20/386, G06Q 20/12, G06Q 20/227, G06Q 20/3821, G06Q 20/401, G06Q 20/4037, G06Q 20/405Filed as MASTERCARD INTERNATIONAL INCORPORATED2026-01-02Ajinkya Sawant | pending |
| SYSTEMS AND METHODS FOR DERIVATION OF ENHANCED DATA INDICATORSG06Q 30/0203, G06Q 10/02Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-12-29Sooraj JAISANKAR | pending |
| COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR DETERMINATION OF CREDIT RISKFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-19SAEED MIRSHEKARI | pending |
| COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR DETERMINATION OF CREDIT RISKG06Q 40/03Filed as Mastercard International Incorporated2025-12-19Saeed Mirshekari | pending |
| ALTERNATIVE TRANSACTION SETTLEMENTFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-11CRAIG BRACKENBURY | pending |
| METHOD FOR PREVENTING TOKENIZED PAYMENT FRAUDFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-10JAMES CHRISTIAN NOË | pending |
| PAYMENT CARD MICROCHIP WITH GENERATIVE ARTIFICIAL INTELLIGENCE SYSTEMS AND METHODSFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-09NATESH BABU ARUNACHALAM | pending |
| SYSTEMS AND METHODS FOR USE IN ENHANCED BIOMETRIC AUTHENTICATIONG06Q 20/206, G06Q 20/40145, G06Q 20/3821Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-12-09Christopher Paul KENDALL | pending |
| PREVENTING NETWORK SECURTY THREATSFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-09PÄR LUNDGREN | pending |
| SYSTEMS AND METHODS FOR USE IN ENHANCED BIOMETRIC AUTHENTICATIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-09CHRISTOPHER PAUL KENDALL | pending |
| SYSTEMS AND METHODS FOR IMPLEMENTING OFF-NETWORK SERVICESG06Q 20/027, G06Q 20/40, G06Q 20/24, G06Q 20/34, G06Q 20/351, G06Q 20/4016, G06Q 20/405Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-12-08Fred M. Pacher | pending |
| COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR PROVIDING DYNAMIC OPEN BANKING DATA AGGREGATIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-08JUSTIN HARNISH | pending |
| METHODS AND SYSTEMS FOR ENHANCED KYC FRAUD REDUCTIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-08KAUSHAL SHETTY | pending |
| Communication of Sensitive Data in Restricted Data ChannelG06Q 20/38215, H04L 63/0428, G06Q 20/3829, G06Q 20/389, H04L 9/0819, H04L 9/088, H04L 9/0891, H04L 9/0894, H04L 9/12, H04L 9/3213, H04L2209/56Filed as Mastercard International Incorporated2025-12-05Mehdi Collinge | pending |
| SYSTEM FOR PARTIAL SETTLEMENT OF BULK PAYMENT PROCESSING AND REDUCING PERSONAL DATA TRANSMISSIONFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-12-05KENNETH LUNDGAARD CHRISTENSEN | pending |
| METHODS AND SYSTEMS FOR REFINING A TRAINING DATASET FOR TRAINING A MACHINE LEARNING MODELG06N 20/00, G06N 3/084, G06N 20/20, G06N 20/10, G06N 3/09, G06N 3/045, G06N 3/044, G06N 5/01, G06N 3/08Filed as Mastercard International Incorporated2025-12-04Govind Vitthal Waghmare | pending |
| SYSTEMS AND METHODS FOR USE IN IDENTIFYING FEATURE DATA CONSISTENT WITH ABNORMAL NETWORK TRAFFICFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-11-13SEAN CONROY | pending |
| SYSTEMS AND METHODS FOR USE IN IDENTIFYING FEATURE DATA CONSISTENT WITH ABNORMAL NETWORK TRAFFICG06Q 20/4014, G06Q 20/4016, G06Q 20/42Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-11-13Sean Conroy | pending |
| SYSTEMS AND METHODS FOR USE IN FACILITATING INTEROPERABILITY IN NETWORK TRAFFICG07B 15/06, H04L 43/10, G06Q 20/085, G06Q 20/145, G06Q 20/363, G06Q 20/38215, G06Q 20/40, G06Q 20/4014, G06Q2240/00, G07B 15/063Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-11-11Mohamed ABOUELENIN | pending |
| SYSTEMS AND METHODS FOR USE IN FACILITATING INTEROPERABILITY IN NETWORK TRAFFICG07B 15/06, H04L 43/10, G06Q 20/085, G06Q 20/145, G06Q 20/363, G06Q 20/38215, G06Q 20/40, G06Q 20/4014, G06Q2240/00, G07B 15/063Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-11-11Mohamed ABOUELENIN | pending |
| SYSTEMS AND METHODS FOR USE IN FACILITATING INTEROPERABILITY IN NETWORK TRAFFICG07B 15/06, H04L 43/10, G06Q 20/085, G06Q 20/145, G06Q 20/363, G06Q 20/38215, G06Q 20/40, G06Q 20/4014, G06Q2240/00, G07B 15/063Filed as MASTERCARD INTERNATIONAL INCORPORATED2025-11-11Mohamed ABOUELENIN | pending |
| SYSTEMS AND METHODS FOR USE IN FACILITATING INTEROPERABILITY IN NETWORK TRAFFICFiled as MASTERCARD INTERNATIONAL INCORPORATED2025-11-11SYED FAHAD SALEEM | pending |
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